Case Study on Entrepreneurship: Larry Page

Business Analysis

The Boundaryless Career: Modern Contemperory Perspective on Career

Human Resource Management

Concepts of Throughput Accounting and Theory of Constraints

Financial Management

Kaizen – Understanding the Japanese Business Philosophy of Continuous Improvement

Operations Management

Role of Leaders in Shaping Organizational Culture

Management Principles

Execution of Forward Contracts in Foreign Exchange Markets

A customer under forward exchange contract knows in advance the time and amount of foreign exchange to be delivered and the customer is bound by this agreement. There should not be any variation and on the due date of the forward contract the customer will either deliver or take delivery of the fixed sum of foreign exchange agreed upon. But, in practice, quite often the delivery under a forward contract may take place before or after the due date, or delivery of foreign exchange may not take place at all. The bank generally agrees to these variations provided the customer agrees to bear the loss, if any, that the bank may have to sustain on account of the variation. Though the delivery or take delivery of a fixed sum of foreign exchange under a forward contract has to take place at the agreed time, quite often this does not happen Continue reading

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The Debt Collection Policy (Loan Recovery Policy)

The debt collection policy (recovery policy) of the bank is built around dignity and respect to customers.   The Bank will not follow policies that are unduly coercive in recovery of dues from borrowers.     The policy is built on courtesy, fair treatment and persuasion.   The bank believes in following fair practices with regard to recovery of   dues from borrowers and taking possession of security (properties / assets   charged to the bank as primary or collateral security) (known as security repossession) and thereby fostering customer confidence and long-term relationship. The repayment schedule for any loan sanctioned by the Bank will be fixed taking into account the repaying capacity and cash flow pattern of the borrower.   The bank will explain to the customer upfront the method of calculation of interest and how the Equated Monthly Installments (EMI) or payments through any other mode of repayment will Continue reading

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What is Hyperledger Technology?

Hyperledger Fabric is an implementation from blockchain framework, hosted by the Linux Foundation. It is an open source enterprise-grade permission that makes use of distributed ledger technology. It is a platform that deploys blockchain networks with the platform providing smart contracts, the ledger, and providing a consensus between the members through maintenance of the Fabric protocols. Fabric is designed for use by businesses with the blockchain itself being operated by a set of known participants. These participants are re-identified and vetted through a concept called the permission blockchain. The blockchain also provides a way of securing an interaction among a group of entities who know each other and have common business interests. These entities are interested in managing a decentralized network instead of turning the management of their ledgers to one party. Through reliance on the identities and peers, the blockchain can use the traditional crash fault tolerant or the Continue reading

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What is Work Life Flexibility?

Work life flexibility is important to have an effective and productive work at the workplace. It is seen that there are various advantages on having flexibility in work life. Having an appropriate work life balance is also essential to have a healthy lifestyle and a successful career. Work life flexibility helps the employee to be more responsible towards his family and adjust himself in various situations. The traditional method of job is found to be from 9am to 5pm. This is usually found as working hours in office. However, this traditional method of office hours is dying with time. In the modern world, people think that this traditional method of office hours does not make any practical sense. It is seen in the modern world that both the parents of a family are working. They need to stay outside the house more than they can give time to their family. Continue reading

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Ansoff Matrix Analysis of British Petroleum (BP)

British Petroleum (BP) Oil Company is the leading supplier and trader of energy on an international context. The company contributes to a critical role in making sure that the complex supply chain of energy operates in a manner that is efficient as well as effective over the whole world. In the recent past, the company has strived to bring together the supply, optimization of the products that flow in and also out of the assets of the company, and the activities associated with risk management in to one single function. This entails the supply as well as the trading activities that encompass the crude oil together with the oil products, the natural gas, chemicals, power, finance as well as shipping thus creating a clear distinction between the company and its competitors in consideration of the structure as well as the scale of the organization. The application of Ansoff Growth matrix Continue reading

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Introduction to Venture Capital

Concept of Venture Capital The term venture capital comprises of two words that is, “Venture” and “Capital”. Venture is a course of processing, the outcome of which is uncertain but to which is attended the risk or danger of “loss”. “Capital” means resources to start an enterprise. To connote the risk and adventure of such a fund, the generic name Venture Capital was coined. Venture capital is considered as financing of high and new technology based enterprises. It is said that Venture capital involves investment in new or relatively untried technology, initiated by relatively new and professionally or technically qualified entrepreneurs with inadequate funds. The conventional financiers, unlike Venture capitals, mainly finance proven technologies and established markets. However, high technology need not be pre-requisite for venture capital. Venture capital has also been described as ‘unsecured risk financing’. The relatively high risk of venture capital is compensated by the possibility of Continue reading

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