Socially Responsible Investment (SRI)

Socially responsible investment (SRI) can be defined broadly as an investment process that considers the social and environmental consequences of investments, both positive and negative, within the context of rigorous financial analysis. SRI funds aim to integrate personal, social and environmental concerns with financial considerations, their objective is to increase investors’ wealth while ensuring that the selected companies have a positive impact on people and the Planet. Often called ethical investments or sustainable investments, this type of investment has become increasingly popular in recent years. The early stages of the SRI movement can be traced back to the nineteenth century, especially amongst religious movements such as the Quakers and Methodists. Specifically, these groups excluded investments that would go against their beliefs. Such non-financial ‘exclusionary’ behavior in investment choice became a highlight in 1960s during the Vietnam War, where funds like the PAX World Fund was set up with a mission Continue reading

Foreign Direct Investment and the Business Environment

Direct investment abroad is a complex venture. As distinct from trade, licensing  or investment, Foreign Direct Investment (FDI)  involves a long-term commitment to a business  endeavor  in a foreign country. It often involves the engagement of considerable assets  and resources that need to be coordinated and managed across countries and to  satisfy the principle of successful investment, such as sustainable profitability  and acceptable risk/profitability ratios. Typically, there are many host country  factors involved in deciding where an FDI project should be located and it is  often difficult to pinpoint the most decisive factor. However, it is widely agreed  that FDI takes place when three sets of determining factors exist  simultaneously;  the presence of ownership-specific competitive ages in a transnational  corporation (TNC), the presence of locational advantages in a host country, and  the presence of superior commercial benefits in an intra-firm as against an  arm’s-length relationship between investor and recipient. The Continue reading

An Introduction to Hedge Funds

What are Hedge Funds? A hedge fund is a type of private placement investment that is managed by investment management firms and is made up of sophisticated or institutional investors. The fundamental reason why various individuals participate in hedge funds is to protect themselves from losses in other assets. Managers of investment pools employ a variety of tactics, including leverage and esoteric asset trading, in an attempt to outperform the markets in terms of returns. Hedge funds invest in portfolios built with high risk management strategies in order to produce large returns even in the worst-case scenarios. Hedge funds displays multiple characteristics which are discussed below: Hedge funds are financial instruments which requires investment of large amount of capital and thus is not available to general public just as mutual funds are. Hedge funds are not regulated like mutual funds are which makes them highly risky asset acting as the Continue reading

The Development of the Eurodollar Market

Euro Markets are unregulated Money and Capital markets. These markets are spread over  Europe, Middle East and Asia. Short-term Euro markets are called as “Euro- currency  Markets”. Any currency held outside to home country is referred to as Euro-currency. For  example when a Dollar is held as a deposit outside the U.S. is  referred  to as Euro-Dollar,  Similarly a deposit in Marks, outside Germany is called as a Euro-Mark deposit. The Dollar was and still is widely used to settle the international payments. Although  there is an increase in European Deposits, denominated in Euro, Pound  sterling, Yen etc., by far the U.S. Dollar still remains the most popular Euro-currency.  The preference for Dollars can be attributed to the relative political stability and the  absence of severe restrictions in the U.S. It thus facilitates high liquidity to Dollar—denominated deposits. There are many reasons which have helped to popularize Euro Dollar deposits. Continue reading

Effective Communications in Investor Relations

Corporations worldwide work daily to increase the value of their stock for the investing public. In order to exploit this value, businesses must constantly make every effort to extensively communicate to their investors and potential investors. In view of this, investor relations are a vital part of business strategy, principally in the area of communication. Corporate departments involved with investor directions must make a necessary connection between efficient communication and company goals. Since communication is starting to play such an important role in investor relations, corporate communication programs are being created not only to participate in financial areas, but also to take part in media relations and other public communication. Ultimately, the best way for corporations to understand communications for investor relations is to look at an overview of the investor relations function, know how to organize investor relations, learn about investor relations programs and be informed on investor relations Continue reading

Understanding the Role and Impact of Green Bonds on the Financial Sector

Socially responsible investment has become an important role of financial services in the world. One of the latest investments that are available in the market is called “green bonds”, its popularity has taken off the recent years. A green bond is a bond specifically earmarked to be used for environmental and climate activities, meaning green bonds are used to fund projects with clear environmental benefits. To elaborate, green bonds are intended to encourage climate-friendly projects that aimed at pollution control, sustainable agriculture and wastewater management system, clean transportation, climate change adaptation, etc. Green bond market is open to different types of issuers such as government bodies, corporates, and financial institutions. The market for green bonds has expanded significantly over the past decade. In 2020, the cumulative green bond issuance crossed over $1 trillion and stood at $1.05 trillion, an average annual growth of 60% since 2015. Last year, the United States led Continue reading